At Arek Surveying, we provide surveys for home buyers. There are various surveys that one may need in order to buy a home. From title surveys, to topographical surveys, to mortgage surveys, to property-line surveys, we can make sure the home buying process goes as smooth as possible for you. And contact us today to learn more about all of our surveying options.
When you reach out to us, we can provide you with a no-obligation estimate to go over any issues you are experiencing. If you have questions before reaching out, check out some FAQ's for those looking for surveys for home buyers. Perhaps you can find answers and clarity here. If not, then please do reach out to our office.
The main survey you need when you purchase a home is a title survey. A title survey shows all structures on a lot and adjacent to the property lines. The title companies would want to order a survey to show that there are no encroachments onto your property. Common encroachments include fences, structures, or easements / rights of ways that encumber your land.
A mortgage survey is also a vital survey for potential home buyers. The aim of a mortgage survey is to satisfy the lender with useful information in order to determine the final value of the property. A mortgage survey acts as a certification for the lender that property is of the proper value and can bear the amount of money lent. So, the main benefit of a mortgage survey is to provide the correct information when determining the overall value of a property. A proper mortgage survey ensures a correct pricing on the property.
When buying a new home, it is imperative to be able to tell where your property lines are and we can do that with a property-boundary survey. A property-boundary survey defines the boundaries of a property in a definitive manner. And it is an important legal task that professionals need when looking to buy or sell any piece of property. The main focus of this survey is to define corners of a parcel of land. In general, the surveyor sets stakes or concrete monuments on the property corners and/or prepares a written survey that shows where all the fences, structures are in comparison to the existing property lines.
For the most part, the commission of a property-boundary survey happens before buying, dividing, improving or building on the land. Once the survey is complete, the surveyor creates a drawing with the exact measurements from the survey.
Let's take a little deeper look into the areas that a property survey shows when you need a survey as a potential home buyer. There are 4 main areas that a home buyer needs to be made aware of with a survey for a new home:
Each of these areas are vital for any new home buyer and the surveyors at Arek are equipped to get the results you need. Let's learn more about these 4 elements.
With a property survey, you get a precise understanding of the property lines that can make or break your home-owning experience. It also eliminates any confusion about your property, so you know exactly where you can build or expand your home with confidence. And do so by avoiding encroachments on your neighbors' yards, which happens when someone builds something that invades someone else's property. This issue can quickly turn into a legal matter, which is not something anyone wants. So a lot rides on getting this survey right. And for what it is worth, it is not uncommon for potential buyers to offer less money for a property with poorly defined property lines or even pass altogether. Nobody wants these sort of headaches while owning a home.
A professional property survey reveals any easements already on the property that the home buyer wants to purchase. What is an easement? Well, it is a situation where a home owner may have to share access to some part of the property. For example, a utility company may have the right to install electrical wires on the land. Or you may be required to share a private road or beach with surrounding neighbors. There are many possible easements and not all are negative, but all may impact your home ownership. And with a property boundary survey during the home buying process, you will not be caught by surprise.
For proper evaluations of property or land, the elevation matters. And with a topographical survey, you can find out the details of elevation of your new home. A topographical survey goes deeper into the contours, elevation and features of the property. This type of survey includes your property's exact elevation, building type and flood map location in order to best determine the proper flood insurance premium rates. In general, it is important to know the elevation for building contractors and architects. It can impact the design and cost of any new structure you decide to build down the road of you owning a home. So, paying for a topographical survey and a flood certificate now may end up saving you hundreds of dollars per year. At Arek Surveying, we also offer flood elevation certificates for homes that are potentially in hazardous areas.
The fieldwork that a property surveyor does on a given property does result in a better understanding of the land you want to live or build on, which includes potential problems and hazard areas. This is even more important if you plan on building any new structures on the land. A thorough property survey from Arek will help you avoid any costly mistakes, such as trying to build on your new home only to find out that you may incur future damages from land erosion, landslides or earth collapses.
